Advantageous
Mortgage
Everything for a confident home purchase
01. Loan amount
Up to 1 billion UZS — in Tashkent
(up to 420 million UZS under the state program, the remaining amount — financed by the bank)
Up to 910 million UZS — in regions
(up to 330 million UZS under the state program, the remaining amount — financed by the bank)
02. Loan term
Up to 240 months — for loan amounts up to 420 million UZS
Up to 120 months — for loan amounts exceeding 420 million UZS
03. Interest rate
17% per annum — for the state-financed portion of the loan
25% per annum — for the portion of the loan provided by the bank
How to apply for a loan
Fill out the application on the website
Specify the loan parameters and basic details — it will take a few minutes.
Wait for the bank’s decision
The bank will review the application and send an SMS with the decision and terms.
Complete the process
Sign the agreement and complete the mortgage for the selected apartment.
|
Purpose |
Purchase of apartments on the primary market in new buildings in Tashkent and regions of the Republic of Uzbekistan. |
|
Loan object |
Apartments in new multi-apartment buildings that have been commissioned. |
|
Borrower / co-borrower |
Citizens of the Republic of Uzbekistan aged 18 to 60 at the time of application. |
|
Income requirements |
Stable income for at least 6 months. With a down payment from 35%, income confirmation is not required. |
|
Amount |
• Up to UZS 1.06 billion — for housing in Tashkent city • Up to UZS 960 million — for housing in other cities and rural areas of the Republic |
|
Term |
Up to 240 months |
|
Interest rate |
From 17% per annum — depending on the source of financing. |
|
Down payment |
from 25% |
|
Repayment |
Monthly |
|
Schedule |
Annuity or differentiated |
|
Collateral |
The purchased apartment and other collateral in accordance with the bank’s requirements. |
|
Passport or ID card of a citizen of the Republic of Uzbekistan; |
|
Apartment purchase and sale agreement; |
|
Documents confirming income (if required) |
